How to save money like that! Every single month end without fail, its the same old routine of salary debited into account and then salary credited out of account. For as long as I can remember, the figures of my account balance has remained stagnant, such a depressing sight.
I don't even bother keeping track of my transactions anymore (use to do it diligently, with all the excel sheets and stuff), most of it goes to loan repayments and settling the outstanding amounts raked by credit cards, truly the mother of all evils. Due to its convenience, most of the time, I don't even realize how much debt I've accumulated until when the bill arrives.
Studying of the statements is usually accompanied by an expression of disbelief followed by a mild heart attack and usually ends with a combination of high level swears and deadly curses.
Ironically, my Final Year Project in university was a financial planning tool to assist users to better manage their wealth, equipped with loan calculators, savings management tools, investment projection and all those fancy stuff. Now, take a look at situation I am in now, such irony, sigh...
Well, I am truly looking forward to the day when I shall become debt free once again, perhaps when I'm 137 years old, if I am able to live that long.
I don't even bother keeping track of my transactions anymore (use to do it diligently, with all the excel sheets and stuff), most of it goes to loan repayments and settling the outstanding amounts raked by credit cards, truly the mother of all evils. Due to its convenience, most of the time, I don't even realize how much debt I've accumulated until when the bill arrives.
Studying of the statements is usually accompanied by an expression of disbelief followed by a mild heart attack and usually ends with a combination of high level swears and deadly curses.
Ironically, my Final Year Project in university was a financial planning tool to assist users to better manage their wealth, equipped with loan calculators, savings management tools, investment projection and all those fancy stuff. Now, take a look at situation I am in now, such irony, sigh...
Well, I am truly looking forward to the day when I shall become debt free once again, perhaps when I'm 137 years old, if I am able to live that long.
4 comments:
This is an audacious and powerful article to read! Jed you show us how today’s philanthropists, innovators, and passionate entrepreneurs are more empowered than ever before to solve humanity’s grand challenges.
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High level swears and Mild heart attack do a masterful job of explaining why we are at the start of a new era of radically increasing standards of living throughout the world. Jed your article is essential reading for anyone looking for a better tomorrow.
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While much has been written on this topic, your article expresses both the positive and negative aspects of this important topic, without taking a boring stance on either side of the issue. Jed, I must Thank you for your thorough research and clear writing.
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